Wealth Management

Overview

In today's global investment environment, high-net-worth and ultra-high-net-worth individuals face significant complexity in their financial lives as they attempt to strike an optimal balance between the principal goals of capital preservation, growth and income generation. RBHoldings Advisory Services offers a process-driven, holistic approach that brings diverse investments and strategies together to give an easy, intuitive framework from which clients can view their financial lives.

A Process Driven Approach

Our process analyzes each RBH client's current situation, helps to evaluate and define his or her objectives and proposes solutions to fulfill those objectives.

We begin with a thorough top-to-bottom review of the current situation: What are the current investments? Is there a strategic investment plan? In whose name are assets owned? Has the family engaged in estate planning, and if so what structures are in place?

Whether the client's current investments and structures are appropriate depends primarily on his or her goals. We work with our clients to identify key goals, both financial and non-financial. Financial goals could include, for example, spending goals or wealth-level goals; non-financial goals could include, for example, tax-efficient transfer of assets to future generations or philanthropy.

Once goals are clarified, we recommend specific solutions, which can include, for example, a strategic asset allocation plan, particular investment opportunities, concentrated stock diversification techniques, estate planning strategies or any combination of these and other answers. Each aspect of our advice is informed by the others, leading to an integrated investment strategy.

Customization

Many of our individual and institutional clients come to us with the same pressing need: a disciplined process to integrate their resources, commitments, and risk parameters into a unified financial blueprint. Typically, this begins with comprehensive analysis and guidance on portfolio construction, including a focus on the tax impact of each asset class with the goal of optimizing after-tax returns. It may include complex issues relating to a family business and monetization strategies to facilitate liquidity and diversification for concentrated holdings. And where business interests are closely tied to family wealth, we may blend corporate and personal financial strategies.