Retirement Services
Individual Retirement Planning Overview
Planning for retirement requires long-term vision and a well-thought-out investment strategy. Whether a client is trying to create an income stream that can support them in retirement or trying to preserve assets to pass onto heirs, RBHoldings can help clients seek a portfolio that provides the highest possible projected return considering the level of risk they are comfortable with and the assets available to them.
Retirement Income Analysis
For clients seeking a disciplined investment strategy, RBH offers a customized investment allocation proposal to help them meet their retirement goals. Some of the key factors unique to each such client may include financial objectives, investment time horizon, risk tolerance, tax situation and cash needs. We offer a rigorous asset allocation process to help construct broadly diversified—yet highly efficient—portfolios for our clients. Our retirement income analysis can assist clients in determining the likelihood that their asset base will support their desired retirement income needs. Similarly, this analysis can also help identify a financially viable retirement date.
Retirement Account Consolidation Rollover
Account consolidation is often the first step in a focused game plan to help clients meet their long-term financial needs. By consolidating all of a client's IRAs and other retirement plan assets at RBH, clients may benefit from:
- An integrated investment strategy that allows the client to monitor their asset allocation strategy and keep it on track
- Access to a variety of investment vehicles that may not be available in a company sponsored retirement plan
- Consolidated IRA reporting which eliminates multiple account charges and provides one source for all IRA information
- Beneficiary consolidation to facilitate estate planning
- An automatic sweep of uninvited assets into a money market fund to keep their money working for them*
In many cases, clients are eligible to rollover assets from their employer sponsored plans into a RBH IRA and potentially increase their investment flexibility.
*Investments in money market funds are not insured or guaranteed by the FDIC or any other governmental agency. Although money funds seek to preserve the value of your investment, it is possible to lose money by investing in money funds. Ask an Investment Professional for a prospectus. Read it carefully before you invest |
